Ah, the month of September! To me, it represents a return to order, to structure. After all, for families with children, it’s back-to-school season, which acts as a reality check of sorts for everyone involved. It’s our reminder that summer’s nonconforming ways have come and gone.
I love summer. It’s always warm, and the days seem to last forever, which is perfect for spending vast quantities of time outdoors. It’s also a prime time for family adventures! But there comes a point, usually in mid to late August, where I begin to long for the routine of a more regular schedule. I’ll be honest, I’m not that productive in June, July or August.
I think kids feel the same way too. Although they’d be less likely to admit it, it’s a known fact that children thrive on structure. As such, regular meal and bed times are a GOOD thing, not to mention homework (shudder), daily chores and after school soccer practice!
I was pondering all of this today, feeling so contented that our family life is once again resembling a well-oiled machine (yes…that is stretching it), and it gave me an idea.
I thought of a way to take these ‘hyper-routine/organization-y’ feelings I have, and kick them into high gear.
Yes, that’s right! It’s time for a no-spend week.
IT’S IN THE DNA
If you’ve been a long-time reader of this blog, you may be familiar with a term I’ve coined the ‘5-day freeze’. If you’re not, you’ll definitely want to check it out.
You may also recall my somewhat epic no-spend January earlier this year. If you missed it, I went 31 days without spending a DIME on discretionary goods! Not even $2 for a coffee. I admit, it was pretty extreme, but a great experience! Not only did I save hundreds of dollars, more importantly, I gained a new level of frugality.
WHY A SPENDING FREEZE?
A spending freeze of any length is a great activity for anyone wanting to reign in their spending, supercharge their budget, or just improve their finances in general. It’s something that I do periodically, as it helps me to stay disciplined with my spending. I consider it a personal challenge, a money experiment of sorts. It reveals a lot about my mindset, in general.
HOW THE NO-SPEND WEEK WILL WORK
I’ve decided on the 7-day period between September 25th and October 1st, which falls between my pay periods. It’s also the week AFTER my wife’s birthday, for which I wish to spend some money, so it’s good timing.
My goal? During that seven day span, I won’t spend a cent…on anything. No eating out, no grande latte’s. I’ll make sure any bills that fall during that week are paid in advance, and I’ll fill the car with gas on the Sunday prior.
I should note that, similar to previous no-spends, this is a personal thing. In other words, I’m not inflicting my uber-frugal zeal on the rest of the family. They put up with enough of my idiosyncrasies, after all. 😉
WHAT I AIM TO ACCOMPLISH
You may be thinking, what’s the point? How much money can you save in a week? The truth is, not a lot. I’m not a big spender. I will often go a full week spending less than $25 on discretionary items. It’s less about the money goals, and more about focusing on the things that really matter. The people around me, and the projects that I’m passionate about, like this blog.
WHO’S WITH ME?
I took it easy this summer, and it’s been a few months since I set a challenge for myself, even a small one like this. How about you? Are you up for a no-spend challenge of your own? I’d love for you to join me. It could be a over a day or a weekend, it doesn’t matter. If you DO take up the challenge, I’d love to hear from you, either by commenting below, or sending me an email.
I’ve been getting an increasing number of emails from readers lately, which I absolutely love. It’s great getting to know some of you more, so please don’t hesitate to reach out! : )
10 thoughts on “I’M DOING A NO-SPEND WEEK, WHO’S WITH ME?”
I used to do no-spend weeks and I always thought they were fun. 🙂 I do encounter some resistance from the hubster on them, though nowadays! During Hurricane Harvey we basically weren’t able to leave the house and all of the grocery stores were raided. We had to figure out how to cook for the week without shopping for groceries. Sure, we didn’t eat anything new and exciting, but not having a grocery bill that week was pretty damn nice.
Wow, I can’t imagine what you and so many others went through during that storm! I’m sure you came up with some creative recipes to make it through the week. 🙂
I am actually in the middle of a Spending Fast for September. It’s my first one ever, and the first two weeks went awesome! Now… I’ve fallen off the wagon and spent some cash on things I shouldn’t have, but I vow to make the rest of September successful. So…. I am with you!
Hey Liz, Thanks for reading! A month long spending fast is tough, so great job sticking with it! I remember how many good habits I developed when I did one early in the year. Definitely worth it! BTW, we have 2 dogs, and my wife loves your tee shirt! : )
A spending freeze for the upcoming Fall sounds like a solid idea to me after reading this article (Oh, that’s in a couple days!!). I’ve always found that spending ramps up during the Summer for whatever reason (more stuff to do I guess), and reevaluating my spending in the fall has always been a solid way to make up for my Summer habits. This post was timed pretty well! It’s nice to know I’m not the only one out there who’s in for a spending cut with the new season.
Thanks for reading Ms. LLC! For me, September has a real get-down-to-business feel to it, I don’t know why that is. : ) Best of luck with your no-spend!
I have spent so much money lately – I need to do this. I think that spending freezes are really helpful, because even as you put off purchases you have every intention of making at some point, you also throw cold water on those stupid purchases that tend to beget more stupid purchases. I was a shining example of this yesterday. I got an email about how it is time to plant garlic. Such a great idea! Such a pleasing thought for next spring! I ordered my garlic. Which led to me to also order some indoor plants. Which then led me to order a little copper watering can that I have had my eye on for a few months. The first purchase opened the floodgates. Shopping begets more shopping.
Oh, I’ve been there for sure! You make a great point that this is not about putting off purchases that will eventually need to be made, it’s more of a conditioning of the mind, of the will, to a small degree. If you do a spending freeze Linda, I’d love to hear how it goes! : )
Now this is a very good idea as high expensive month is coming in December. Practising some no expensive weeks can give you the boost for sure. Thanks for the article.
Hey Phil, thanks for stopping by! I agree with you, December is always costly. I’ll be preparing for that well in advance! : )